Cherokee County Homes under $400,000

Cherokee County Homes under $400,000

Welcome to Cherokee County, North Carolina, a hidden gem nestled in the picturesque Appalachian Mountains. Known for its stunning natural beauty, this region boasts lush forests, serene lakes, and a rich cultural heritage that draws residents and visitors alike. Whether you’re an outdoor enthusiast eager to explore the Great Smoky Mountains or a history buff interested in the Cherokee heritage, this county offers a perfect blend of adventure and tranquility.

Cherokee County is not just about breathtaking landscapes; it’s also a vibrant community filled with friendly faces and local charm. With small-town appeal and access to modern amenities, you’ll find everything you need right at your doorstep. From delightful eateries serving up Southern comfort food to charming boutiques and local markets, there’s always something to discover.

For those looking to plant roots in this beautiful region without breaking the bank, Cherokee County offers an impressive selection of homes under $400,000. Whether you’re a first-time homebuyer, a growing family, or seeking a peaceful retirement retreat, you’ll find a variety of options that cater to your needs. From cozy cabins with mountain views to spacious family homes in friendly neighborhoods, there’s a perfect match waiting for you.

Living in Cherokee County means embracing a lifestyle that values community, nature, and affordability. With its welcoming atmosphere and diverse housing options, this area is an ideal place to call home. Explore your possibilities today and discover why Cherokee County is the perfect backdrop for your next chapter!

Newest Cherokee County Homes under $400,000

101 Natoli Way, Murphy
$349,000
2 Beds ⋅ 2 Baths ⋅ 26048807 MLS
Welcome to your private mountain retreat! Tucked away on a sprawling 5.75-acre pasture in the desirable Culberson Hideaway area, this charming two story stick-built home also includes two stand alone efficiency rentals with tenants in place! The main home offers peaceful, serene living with plenty of room to roam. Featuring vaulted ceilings and a full lower level living space, the home boasts 2 bedrooms, 2 full baths, a private setting, and a functional layout complete with a 2 car detached carport. Enjoy the tranquil natural surroundings, abundant wildlife, and crisp mountain air while still being just a short drive to local amenities in Murphy. Whether you are looking for a permanent residence, a weekend getaway, or a peaceful mountain escape, this property is a must-see!

101 Natoli Way, Murphy
1410 Village Rd, Murphy
$295,000
3 Beds ⋅ 2 Baths ⋅ 26048785 MLS
Welcome to your mountain retreat in the gated Bear Paw community! Nestled among the trees on a private wooded lot, this 3-bedroom, 2-bath home--featuring a newly added room--offers the perfect blend of privacy, comfort, and mountain charm. Inside, you'll find soaring vaulted tongue-and-groove ceilings with exposed beams, hardwood floors, a stunning floor-to-ceiling stone gas fireplace, and large windows that fill the home with natural light. The open living, dining, and kitchen area creates a warm gathering space, while the upper level features a second bedroom, full bath, and a flexible loft. Enjoy the modern comfort of a dual-zone HVAC system providing separate climate controls for the upper and lower levels. Step outside to relax on the spacious deck, take advantage of the fenced yard for pets, and appreciate the peace of mind offered by the encapsulated crawlspace equipped with a dehumidifier. The desirable Bear Paw community offers fantastic amenities, including gated security, paved roads, a clubhouse, pool, marina with access to Lake Hiwassee, tennis courts, playgrounds, and picnic areas. Ideal as a full-time residence, mountain getaway, or lucrative vacation rental!

1410 Village Rd, Murphy
525 Beaver Ridge Rd, Murphy
$310,000
2 Beds ⋅ 2 Baths ⋅ 26048754 MLS
If you've been looking for a mountain getaway that feels like a true cabin retreat, this one is worth a look! Tucked into the trees, this charming log cabin has all the warmth and character you'd hope for in a mountain home. Inside, you'll find beautiful wood walls and floors, soaring ceilings, and a gorgeous floor-to-ceiling stone fireplace that immediately makes you want to grab a cup of coffee and settle in. The main living area is open and comfortable, with plenty of windows bringing in natural light and giving you a beautiful view of the surrounding woods. The kitchen opens to the living and dining areas, making it easy to cook, gather, and enjoy time together. A loft overlooking the great room adds even more space and gives the cabin that classic mountain feel. But honestly, one of the best parts of this property is the outdoor space. There are multiple levels of decking, including covered areas where you can sit and enjoy the peaceful surroundings no matter the weather. There's plenty of room for grilling, entertaining, or simply sitting outside and listening to the sounds of nature. The setting is private and surrounded by mature trees, giving you that tucked-away feeling that's so hard to find. Whether you're looking for a weekend escape, a vacation rental opportunity, or a place to slow down and enjoy mountain living, this cabin has the cozy, laid-back feel you've been looking for. Come take a look and see why mountain life just feels a little better from a front porch!

525 Beaver Ridge Rd, Murphy
168 Lilac Trl, Murphy
$315,000
2 Beds ⋅ 2 Baths ⋅ 26048698 MLS
Welcome home to 168 Lilac Trail! Tucked away at the end of a quiet, private road just outside Murphy, this beautifully maintained, move-in-ready ranch offers the perfect combination of privacy, accessibility, and convenient one-level living. Ample parking is available with a spacious driveway and an oversized attached two-car garage. Relax on the covered front porch featuring insulated panel roofing that helps keep the space cool even during the summer months, or enjoy the full-length back deck overlooking the peaceful wooded setting. A wheelchair-accessible ramp leads into the home, and the thoughtfully designed floor plan features extra-wide doorways throughout, making the home fully accessible without sacrificing style or comfort. Inside, you'll find over 1,600 square feet of well-designed living space with an open-concept layout, durable luxury vinyl plank flooring, and a beautiful stacked-stone gas fireplace with a wood mantel serving as the focal point of the spacious great room. The oversized kitchen offers abundant cherry cabinetry and opens seamlessly to the living area, making this home ideal for entertaining family and friends. All appliances & central heat & air have been replaced within 5 years. The split-bedroom floor plan provides privacy for everyone. The oversized primary suite offers a relaxing retreat, while the generously sized guest bedroom is complemented by a spacious office that's equal in size, making it perfect for working from home, hobbies, or additional accommodations. French doors open onto the expansive rear deck, creating the perfect extension of your living space for morning coffee or evenings enjoying the mountain air. The level backyard is partially fenced and surrounded by mature trees, offering privacy and room for pets, gardening, or outdoor recreation. Attractive retaining walls and stone accents add curb appeal, while the driveway and grounds are exceptionally clean and easy to maintain. Additional features include central heat and air, all appliances conveying, a private well plus deeded access to the community well for added peace of mind, and a 50-gallon water heater and water pressure tank that have both been replaced within the last five years. Whether you're looking for a full-time residence, an accessible home, or a peaceful mountain retreat with room to grow, 168 Lilac Trail checks all the boxes. Schedule your private showing today! 2 additional lots can be purchased seperately

168 Lilac Trl, Murphy
221 Chatto Loop Rd, Murphy
$285,000
2 Beds ⋅ 2 Baths ⋅ 26048035 MLS
Located in Indian Rock Springs, this charming 2BR/2BA home offers easy main-level living on a private, wooded lot in Murphy, NC. This inviting wood-sided home features a comfortable layout with a spacious primary bedroom complete with en suite bath and walk-in closet, along with a good-sized guest bedroom featuring a large closet. Enjoy the outdoors from the covered back porch or the large open deck, perfect for relaxing or entertaining. A cozy fire pit adds to the peaceful, secluded setting. The guest bathroom conveniently includes a washer and dryer. The home also offers an unfinished partial basement with exterior entrance, providing great potential for storage or workshop space. Currently operating as a successful Airbnb, this property presents an excellent opportunity for both personal use and income potential. Ideal for those seeking privacy, simplicity, and a connection to nature. Home comes furnished with a few exceptions. Stone fireplace previously had wood stove connected. Sellers make no representation about fireplace functionality.

221 Chatto Loop Rd, Murphy
6686 Nc Hwy 141, Other
$229,000
2 Beds ⋅ 2 Baths ⋅ 26048001 MLS
Nestled in the scenic mountains of Western North Carolina, this property offers a rare opportunity to own approximately 21.73 (+/- ) unrestricted acres ( less the amount of acreage resulting from the cell tower carveout) Includes older farm house home with year-round creek frontage, mature hardwoods, and endless possibilities. The acreage is made up of 3 discrete contiguous parcels. Whether you're looking for a private mountain retreat, homestead, recreational getaway, or future homesite, this property provides the space and freedom to bring your vision to life. The acreage offers multiple attractive areas for development, along with a network of trails winding through the property -- perfect for hiking, ATV riding, or simply exploring the natural beauty of the land. Generous creek frontage adds both charm and tranquility, creating an idyllic setting for relaxing or enjoying the outdoors. Convenient access is available directly off both NC Hwy 141 and Slow Road. An older 2-bedroom, 1-bath home and was previously occupied but a fixer upper . The home has an operational HVAC unit in place, along with power, water, and septic; however, no documentation is available for these systems

6686 Nc Hwy 141, Other
1410 Village Rd, Murphy
$295,000
2 Beds ⋅ 2 Baths ⋅ 26047873 MLS
Welcome to your mountain retreat in the gated Bear Paw community! Nestled among the trees on a private wooded lot, with a NEW ROOF, this 2-bedroom, 2-bath home offers the perfect blend of privacy, comfort, and mountain charm. Inside you'll find soaring vaulted tongue-and-groove ceilings with exposed beams, hardwood floors, a stunning floor-to-ceiling stone gas fireplace, and large windows that fill the home with natural light. The open living, dining, and kitchen area creates a warm gathering space, while the upper level offers a second bedroom, full bath, and flexible loft. Enjoy the comfort of dual-zone HVAC with separate climate controls for the upper and lower levels. Relax on the spacious deck, enjoy the fenced area for pets, and appreciate the encapsulated crawlspace with dehumidifier for added peace of mind. Bear Paw offers gated security, paved roads, clubhouse, pool, marina access to Lake Hiwassee, tennis courts, playgrounds, and picnic areas. Ideal as a full-time home, mountain getaway, or vacation rental.

1410 Village Rd, Murphy
17 Moore St, Andrews
$250,000
3 Beds ⋅ 3 Baths ⋅ 26047831 MLS
This charming home in Andrews NC is conveniently locate close to everything! This would make a great 1st home. Good sized bedrooms and a cute country kitchen are just some of this homes charm. A sweet fixer upper out building that would be ideal for guests or an office! The convenient carport is nice for those rainy days. Sit on the front portch and take in the views of the long range mountains! The roof was replaced in 2025. Home needs a little TLC. Nice corner lot with easy access.

17 Moore St, Andrews
2617 Stewart Rd, Andrews
$189,800
3 Beds ⋅ 2 Baths ⋅ 26047773 MLS
Enjoy peaceful mountain living with this well-kept 3-bedroom, 1-bath mobile home set in the scenic Valleytown area just minutes from Andrews, North Carolina. Surrounded by beautiful mountain views, this property offers a quiet, restful setting while remaining conveniently close to local schools, shopping, and daily essentials. Inside, the home features all new flooring throughout, creating a fresh, comfortable interior that's move-in ready. The functional layout includes three bedrooms, a full bath, and an additional half bath—ideal for everyday living or accommodating guests. The windows capture the natural light and showcase the surrounding mountain landscape, adding to the home's warm and inviting feel. Outside, the spacious yard provides plenty of room to enjoy the outdoors, garden, or entertain. A large paved area offers excellent potential for adding a garage, workshop, or covered parking, making this property especially appealing for buyers with future plans in mind. This home also boasts a solid rental history, making it a smart opportunity for investors seeking a dependable rental property.

2617 Stewart Rd, Andrews
39 Grackle Rd, Murphy
$185,000
2 Beds ⋅ 2 Baths ⋅ 26047476 MLS
Bring your vision to life with this unfinished newer-construction home, offering a unique opportunity to create a space tailored to your style and needs. Being sold as-is, the property provides a head start with major construction already underway while leaving the interior ready for your personal touch and an added oversized storage building that could be used as a garage. Enjoy a generous covered porch, an open-concept design, and a peaceful wooded setting that offers privacy and tranquility. The property also includes a full RV hookup, making it convenient for guests or temporary living accommodations during the finishing process. Whether you're an investor seeking your next project or a buyer looking for a private getaway with potential, this property offers plenty of opportunity to build equity and make it your own.

39 Grackle Rd, Murphy
3325 Pack Mountain Rd, Cherokee
$349,000
2 Beds ⋅ 1 Baths ⋅ 26047474 MLS
MOTIVATED SELLER - BRING ALL OFFERS! Rarely do you find a flat, expansive valley tucked into the Blue Ridge Mountains. This unrestricted 10.35-acre mini-farm offers the perfect blend of privacy, functionality, and natural beauty. Nearly 7 acres are fenced and ready for livestock, featuring two rotational grazing pastures, permanent fencing, and three solar-powered electric polywire systems. A year-round stream meanders through the property, complemented by an additional creek, providing abundant water for animals and gardens. The farm infrastructure is already in place with a large barn, secondary barn, two poultry coops, and a 12' x 28' storage building/workshop. Gardeners and flower enthusiasts will appreciate five stone-landscaped perennial, food, and cutting flower beds, along with an orchard featuring more than 30 fruit and ornamental trees. The charming farmhouse offers 2 bedrooms, 1 bath, plus a bonus room that can serve as an office, hobby room, or guest space. Enjoy peaceful mountain views, open pastureland, and the freedom that comes with no HOA and no restrictions. Whether you're seeking a working farm, horse property, homestead, hobby farm, or private mountain retreat

3325 Pack Mountain Rd, Cherokee
2422 Dickey Rd, Murphy
$355,000
2 Beds ⋅ 2 Baths ⋅ 26047291 MLS
Retreat to the tranquil countryside with this charming 2-bed, 2-bath home, where the serene beauty of nature envelops you in peace. Step inside and feel the warmth of the fireplace, inviting you to unwind after a day of adventure. Relax on the deck and immerse yourself in the peaceful ambiance, surrounded by enchanting woodland views. Indulge in ultimate relaxation with your own private hot tub, offering a soothing escape under the stars. Fully furnished for your comfort, this home ensures a seamless transition into your rural retreat. Conveniently located near Blue Ridge, Georgia, enjoy easy access to outdoor activities, local amenities, and scenic wonders. Discover the tranquility and charm of country living at this delightful escape.

2422 Dickey Rd, Murphy
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